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CRED Payment: Get Cashback and Vouchers on Paying Credit Card Bills in India

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CRED: A new way to pay credit card bills and get cashback & rewards


There are multiple platforms in India from which an individual can pay ones bill without hiccup. Some of popular payment options are Billdesk, Pay directly from Bank website, Paytm, PhonePe and Cred etc. Cred is getting popular day by day due to its amazing rewards system.


Lets begin about Cred .... 


Cred Logo
Cred Logo

CRED is the newest venture by Kunal Shah, Cofounder of Freecharge. The platform permits credit card users to manage multiple cards, pay credit card bills, get Free CIBIL score by Experian & CRIF and get rewarded for making each bill payment. CRED is a mobile platform where you can pay credit card bills via CRED android app, get CRED points to convert into cash or keep under CRED points for doing so, and redeem these points for a wide collection of rewards.


How to join and start paying Credit Card Bills using CRED?


#1.  Download CRED app from here and Install to mobile using registered mobile number

#2.  Add Credit Cards to Cred platform. CRED would validate the credit cards by depositing Rs. 1 into card that would reflect into your credit card statement

#3.  Click Pay More to specific Card for making payment


Cred Home Screen
CRED Home
Cred Rewards Screen
Cred Rewards




What are the Cred platform benefits?



#1. Credit Card Payments


You can add all of your credit cards in the app, track the payment due dates and pay the bills directly from the app. For payments, you can use the debit card, net banking or UPI apps.


#2. Cashback on Paying Bills


You would earn cashback on every transaction. You would see the option to #killthebill just after making a payment of more than Rs. 1000. This works like a scratch card, where you can win cashback from Rs. 10 to 1000.


#3. Earn CRED coins to redeem gifts


You would earn CRED coins with each credit card payment. The coins can be used to buy rewards for online & offline shopping.


#4. Earn CRED gems on referring friends


You can redeem CRED gems for gift vouchers from UBER and Amazon.


#5. Free Credit Report & Score


You would get free CIBIL score by Experian & CRIF.



How to maximise earning from CRED?


#1. Pay bill 3-4days before due date.

#2. Pay bill with max Rs1100 in single payment so that you would get max Cred Vouchers. More Cred Vouchers would result more cashback.

#3. Pay bill via debit card which rewards you for transaction you make.

#4. Refer your friends to CRED platform. Bring more friends would result more rewards.


Users dilemma to join CRED ........



#1. Credit Card Information Safety


CRED app does not save the complete credit card information.

#2. Failed Payment Refunds


If payments fail due to technical or banking issues. Your money would be refunded back to your account within 1 to 3 days. Raise under customer support for quick action.

#3. Late Credit Card Payment


Don’t pay the credit card bills on the last day of the due date or later. Delays may happen in reflecting the payments in  credit card statement which would result fine by Credit Card Bank.


I have been using CRED platform for 1year and till now my experience is good so far. There were few hiccups like my Bank was not showing or payment failed etc but eventually, it meets to earn Cash by paying Credit Card bills. As per my observation, you could expect 1% cashback and cashback would get credited to respective credit card. Moreover It shows your credit score, a way to get automatic payment reminders and get alerted on hidden charges on all your credit cards. Download Cred app here and Use my referral if you find this helpful.

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Free Aashirvaad Atta for 12months

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Win Free Aashirvaad Atta for 12months


AASHIRVAAD atta which is a product of premium brand ITC. AASHIRVAAD atta holds India's No. 1 Atta for 12 years and to celebrate such an occasion, Aashirvaad Atta is running a contest to win Free Aashirvaad Atta for 12months.


Aashirvaad Atta Contest
Aashirvaad Atta Contest

How to participate in conteste to win Free Aashirvaad Atta?


Step 1: Give Missed Call to +91 - 96034 96034 or use participate now button at aashirvaad atta  website

Step 2: Get notification in WhatsApp

Step 3: Send a selfie with AASHIRVAAD Pack on WhatsApp


Steps to participate in Aashirvaad Atta Contest
Steps to Participate

How to know you have won contest?


You get whatsapp notification and link to fill important details so that delivery will be made. Further you will get call or mail from ITC (Aashirvaad Atta company). You can then verify at Aashirvaad website in the winner list with your mobile number. Every hour 12 winners and total 96 winners in a day are selected.
Winner in Aashirvaad Atta Contest
Chosen winner in contest


When delivery will get started for winners?


As per conversation with Aashirvaad executive, this will be started from October, 2019.


Important Terms and conditions for Aashirvaad atta contest participation


Step 1: The Contest is open only for Indian citizens who are currently residing in India and have completed the age of 18 years as on 1 July 2019.

Step 2: The Contest shall be open from 00:00 hours on 6th July 2019 and shall close on 13th September 2019 at 23:59hours (“Contest Period”).

Step 3: The Contest is only applicable for purchase of AASHIRVAAD Superior MP Atta or AASHIRVAAD Shudh Chakki Atta (depending on the location of the consumers) of the following quantities: 500g (only for AASHIRVAAD Superior MP Atta), 1 kg, 2 kg, 5 kg and 10 kg (AASHIRVAAD Atta Pack”).


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Note- This is most important,once you win the contest. You will have to share Batch number of Aashirvaad Atta which is mentioned on packet so do not throw until your name does not get posted on website.

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